Tuesday, March 20, 2007

Cheap Car Insurance For Women - How to Get the Best Rates

by Brian Stevens

Statistically, women have fewer accidents than men and therefore
have lower insurance rates. Even so, if you're a woman you still
want to get the cheapest insurance you can. Here's how to do
just that.

Compare Rates

Because women's insurance rates can vary as much as $1,000
between companies for the same type of policy, the first thing
you need to do is to find the company with the best rates.

The quickest and easiest way to that is to go to an online
insurance comparison website. There you'll get get quotes from
top-ranked companies so you can compare rates. (See link below.)

Maximize Your Discounts

Once you're on the comparison site you'll need to fill out an
online questionnaire so you can get a quote that fits your
needs. As you fill out the questionnaire you'll be able include
discounts for your policy. Here are the ones that will save you
the most money:

* Increase you deductible if you can afford to pay it.

* Decline collision and comprehensive coverage if your car is
worth less than your premium.

* Decline medical coverage if you already have medical
insurance that covers you.

* Decline towing coverage if you have it through AAA or
somewhere else.

* If you have two cars, insure them with the same company.

* Decline rental car coverage if you don't want it.

* Include all the discounts you're entitled to for security
features like anti-theft devices, airbags, anti-lock brakes, and
automatic seat belts.

Last, but not least, you'll want to go to a consumer rating site
like Epinions.com to get the inside scoop on the company you
choose, to find out how they treat their customers and how
quickly they pay their claims.

Visit http://www.LowerRateQuotes.com or click on the following
link to get free car insurance quotes from A-rated companies
and see how much you can save. You can get more insurance tips by
checking out their "Articles" section.



About the author:
The author, Brian Stevens, is a former insurance agent and
financial consultant who has written extensively on how to get
cheap car insurance for women.

1 comment:

product liability insurance said...

Amazing. Thanks you as you have shared so many good points that will definitely going to be beneficial for me in getting a cheaper policy. I am also getting a discount and will save more if I follow all the above points.