by Elizabeth Newberry
Car insurance companies view new drivers as inexperienced
drivers; therefore, new drivers usually have higher car
insurance premiums than older drivers, who are considered more
experienced drivers.
Even though new drivers are inexperienced drivers, their car
insurance premiums do not have to break the bank. There are ways
to save money, especially if the new driver has a family member
with an existing car insurance policy.
Take the tips into consideration to save money with your new
driver.
* Ask about "multi" discounts. Some car insurance companies
offer discounts to policyholders who have multi-car policies,
i.e., those that have more than one car on their car insurance
policies. At the same time, some insurance companies will offer
multi-line discounts, which means if the policyholder has both a
car insurance policy and a home owner or life insurance policy
with the same insurance company, they have "multiple lines" of
insurance and may qualify for a discount. If the new driver is
going to be on your, or another person's, existing car insurance
policy, the policyholder may be eligible for a multi-driver
discount.
* Make sure he or she enrolls in a driver education course. Some
high schools provide driver education courses. If your teen's
high school does not, enroll him or her in a driver education
course offered by a private company. The driver education
courses offered by private companies are also available for
older drivers; therefore, they could help the new, older driver
save money on car insurance.
* If your new driver is a teen, ask the car insurance company
about Good Student discounts. Some car insurance companies offer
discounts to teens who make good grades in school. It is a
win/win situation!
* Military discounts are offered in some parts of America to
active and even retired military personnel. If your new driver
fits either one of those descriptions, ask the car insurance
company about such a discount.
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1 comment:
Its really difficult to make out a cheaper policy for new driver as carrier do have a opinion that they are risky and do carry a higher risk for accidents. You have suggested several good points that will make out the policy little bit cheaper. Thanks for sharing them.
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