Young Female Cheap Car Insurance

by Elizabeth Newberry

If you're a female driver, you already have a head start for
getting cheap car insurance. Car insurance companies take into
consideration statistics claiming that, overall, female drivers
are:

* More likely to drive a safer car than male drivers.

* Less likely to commit traffic violations and get traffic
tickets than male drivers.

* More likely to choose an economical car that gets good gas
mileage and doesn't cost a fortune to repair.

According to statistics, female drivers also file fewer car
insurance claims to their car insurance companies than do male
drivers; whether this means that female drivers are involved in
fewer accidents or that they just don't report every bump and
scratch is up for interpretation.

In any event, statistically speaking, most female drivers are
less risky to insure than most male drivers, which means they
are more likely to get cheap car insurance than are male drivers.

However, if you're a young female driver, you still have an
obstacle to overcome. It's a big obstacle, actually - your age.
Young drivers, regardless of gender, normally don't get the
cheap car insurance quotes that older drivers get. Car insurance
companies take precaution when offering car insurance quotes to
young drivers - male and female - because they are
inexperienced. Of course, inexperience means a great risk for
car accidents.

Don't let these statistics discourage you. Being a young female
driver also means you have time to start taking the necessary
steps to build a great driving record. As long as you drive
safely, preventing car accidents, and obey the rules of the
road, preventing infractions and tickets, you will avoid points
on your driving record. Car insurance companies look at a
driver's driving record when deciding how cheap the car
insurance quote should be.

Also take a driver education course. Most high schools offer
them, but if yours doesn't you can take one from a private
company in your area.

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