Car Insurance Companies Aim to Lower Premiums

by Kathryn Lang

Low premium insurance companies are on the rise. Companies like
Admiral Car Insurance are specializing in niche markets. This
gives them the ability to cut costs in a variety of areas, and
it allows the companies to pass these savings on to the consumer.

Admiral Car Insurance was unique to the market when it launched
in 1993. Although it wrote policies for all types of car
insurance, it targeted the higher risk drivers (like younger
drivers and those drivers with performance vehicles).
Traditionally these consumers were forced to pay higher rates.
Admiral Car Insurance, and many other niche insurance companies
that are in the market, are setting about to change the status
quo.

The internet has seen the rise of many of these lower rate
insurance companies. The technology gives companies the
opportunities to cut out the traditionally cost prohibitive
steps of acquiring car insurance. There is no need for a
middleman, extra forms, or even multiple onsite facilities. The
process is much more simple and easier for consumers to
understand - and it is all right at the touch of a button.

The lower premiums do not automatically mean lower quality in
the services that are provided. Consumers will be pleasantly
surprised to find that these policies offer the same benefits as
other car insurance policies. Admiral Car Insurance offers
policy holders benefits that range from courtesy cars when
repairs are needed because of an accident to free windscreen
cover repair and replacement.

Most of these car insurance companies not only offer great rates
to begin with, but they also offer opportunities to lower the
rates even further. There are discounts available to consumers
who insure multiple vehicles, have a period of time where there
are no claims filed, and even a discount for students that have
good grades.

Admiral Insurance Company is just one of many insurance
companies that are finding creative ways to decrease premiums
for consumers while maintaining the quality of service.



About the author:
Kathryn Lang is a freelance writer, who has written articles for
various financial services sites promoting products such as
Admiral Car Insurance and other insurance news.