Saturday, February 3, 2007

Compare Cheap Car Insurance Quotes

by Elizabeth Newberry

When you compare cheap car insurance quotes, you probably
compare the prices of each policy you're considering. While
comparing prices many seem like the obvious way to get a cheap
car insurance quote, price should only be one factor.

Once you have your cheap car insurance quotes, you need to
compare them as well as the car insurance companies. There are
three factors to consider when you compare cheap car insurance
quotes: coverage, cost, and service.

Coverage Offered by the Car Insurance Policy

The first factor to consider as you compare cheap car insurance
quotes is the coverage offered by each policy you are thinking
about purchasing. There's no point in getting a really cheap car
insurance quote if the policy doesn't offer the coverage you
want and need.

Cost of the Car Insurance Policy

Now that you know about the kind of coverage offered by each car
insurance policy, take another look at the cost of the policies.
Do they still seem as cheap as they once did? With the kind of
coverage offered by each policy in mind, does the cost of each
car insurance policy seem reasonable, or does it seem you will
be paying more than you are willing to pay for that coverage?
Especially compared to the coverage and cost offered by the
other car insurance policies you are considering?

Service Provided by the Car Insurance Company

It is time to take a look at the service provided by each car
insurance company, or at least, the car insurance companies
offering the insurance policies that have made your cut thus
far. First, check the financial rating of the company; you can
do this by asking an independent research company. Next, speak
with actual agents and representatives from the company to get
an idea of the quality and friendliness of the service. Finally,
talk to friends and neighbors about their experiences with each
car insurance company.

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