Thursday, February 15, 2007

Women's Cheap Car Insurance

by Elizabeth Newberry

As sexist as it may sound, gender sometimes place a significant
role in a person's car insurance rates. Women drivers usually
get cheaper car insurance rates than men drivers, because
statistically, of the two genders, women drivers are more
conscientious drivers, who drive safer vehicles, and who file
less car insurance claims. Sure, not all women drivers are
better drivers than men drivers, but the statistics have spoken
loud enough for many of the car insurance companies in America
to listen.

However, American car insurance companies are not the only
companies that have taken notice and began to offer cheap car
insurance policies to women drivers; the UK is also offering
lower car insurance rates to women drivers. There are many
companies and organizations throughout the UK dedicated solely
to helping women get cheap car insurance rates, as well as
providing car insurance tips and advice to women drivers. A
quick search of the Internet will bring up many of these
organizations.

Of course, while women drivers may statistically get lower car
insurance rates than men drivers, women drivers are subject to
the same criteria as men are subject to, such as:

* Driving records and histories of the driver and/or
policyholder * Location in which the driver and/or policyholder
lives and parks her car * Safety, make, model, and year of the
vehicle being insured * Credit history of the policyholder * Age
and experience of the driver and/or policyholder

For women drivers to optimize their ability to get cheap car
insurance rates, they must practice safe driving habits of their
own - rather than riding the coattails of the safe women drivers
before them - as well as continue to drive safe vehicles and
park their vehicles is safe locations, regardless of the area in
which they live. Women drivers should also pay attention to
their driving records and credit reports, as well as make
improvements whenever necessary and possible.

About the author:
Women's Cheap Car Insurance
This is the highest rated website for teen car insurance

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