Friday, February 2, 2007

Ohio And Cheap Car Insurance

by Elizabeth Newberry

When you are searching for Ohio cheap car insurance, you may
feel discouraged at times. There are a few "tricks of the
trade," so to speak, when it comes to finding and purchasing
cheap car insurance in Ohio, and one of them is cutting back on
your Ohio car insurance endorsements.

Car insurance endorsements include coverage for emergencies such
as needing your car towed, needing immediate on-site work done
to your car (on-site labor), and rental car insurance. While
these endorsements definitely come in handy when you actually
need them, most drivers do not actually need them that often, if
ever. Some people live their entire lives without ever renting a
car, or needing on-site labor for the cars they own. And, if
your car breaks down and needs to be towed, is the bill going to
amount to the money you have spent on a towing endorsement to
your car insurance over the past few years? It will most likely
cost much less than what you have paid out.

If you are interested in getting Ohio cheap car insurance by
cutting back on your Ohio car insurance endorsements, but are
still a bit unsure about letting go of the endorsements,
consider joining an auto club. AAA, for example, provides such
services as vehicle towing. When you are a member of a vehicle
club, you have many more benefits than just replacing your Ohio
car insurance endorsements; therefore, if you are interested in
and need these member benefits, the money you pay in auto club
membership fees balances out.

If you are not interested in joining an auto club, but still
want the protection your Ohio car insurance policy endorsements
offer, consider opening a savings account for such emergencies
as towing and on-site labor. This is more economical since you
only put money into the account once - until you use it - and
the money accumulates interest until you withdrawal it.

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1 comment:

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