Sunday, February 11, 2007

How Do I Lower My Auto Insurance Rates?

by Samira Jiwani

Since there are many factors that go into determining your auto
insurance rates, there are many chances to lower your rates.

If you change jobs and your drive to work changes or you stop
working or you work from home, you should contact your insurance
company.

If you have a teen driver and they go to school over 100 miles
away without a car then you should be able to get a discount.

If you get married and are in your teens or twenties call your
insurance company and see about combining your policies.

Take defensive driving if your state allows it for a discount.

See if increasing your comprehsive and collision deductibles
will save you a lot of money. You need to compare what you're
saving and how much more you will have to pay if you file a
claim. For example, if you go from $500 to a $1000 deductible
and it lowers your insurance $50 per 6 months then it saves you
$100 a year.

It will take you 5 years to break even from what you are saving
compared to how much more you have to pay.

Now, if it saves you $250 every six months then it would be more
worth your while.

See if combining your auto and home insurance polices will
qualify for a multi policy discount with your current company.
This could be a substantial discount.

One of the biggest ways you could save $200-$500 or more a year
is shopping around for insurance. The auto insurance industry is
very competitive and this is great news for smart consumers like
yourself. Shop for auto insurance quotes here and see how much
you can save.

A. Chris Tijerina has over 3 years of experience in the auto
insurance industry and has seen many different people deal with
auto insurance related problems.http://www.insurance-for-c
ars.com
answers many of the questions facing drivers today.

About the author:
Samira Jiwani http://www.info4-auto-insurance.com

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