Cheap Car Insurance For Women - How to Get the Best Rates

by Brian Stevens

Statistically, women have fewer accidents than men and therefore
have lower insurance rates. Even so, if you're a woman you still
want to get the cheapest insurance you can. Here's how to do
just that.

Compare Rates

Because women's insurance rates can vary as much as $1,000
between companies for the same type of policy, the first thing
you need to do is to find the company with the best rates.

The quickest and easiest way to that is to go to an online
insurance comparison website. There you'll get get quotes from
top-ranked companies so you can compare rates. (See link below.)

Maximize Your Discounts

Once you're on the comparison site you'll need to fill out an
online questionnaire so you can get a quote that fits your
needs. As you fill out the questionnaire you'll be able include
discounts for your policy. Here are the ones that will save you
the most money:

* Increase you deductible if you can afford to pay it.

* Decline collision and comprehensive coverage if your car is
worth less than your premium.

* Decline medical coverage if you already have medical
insurance that covers you.

* Decline towing coverage if you have it through AAA or
somewhere else.

* If you have two cars, insure them with the same company.

* Decline rental car coverage if you don't want it.

* Include all the discounts you're entitled to for security
features like anti-theft devices, airbags, anti-lock brakes, and
automatic seat belts.

Last, but not least, you'll want to go to a consumer rating site
like Epinions.com to get the inside scoop on the company you
choose, to find out how they treat their customers and how
quickly they pay their claims.

Visit http://www.LowerRateQuotes.com or click on the following
link to get free car insurance quotes from A-rated companies
and see how much you can save. You can get more insurance tips by
checking out their "Articles" section.



About the author:
The author, Brian Stevens, is a former insurance agent and
financial consultant who has written extensively on how to get
cheap car insurance for women.

How To Get The Best Car Insurance Company

by Elizabeth Newberry

Obviously, everyone wants a car insurance company that offers
them the best coverage at the best rates; however, there are
more things to consider when you are shopping for the best car
insurance company. You want to choose a car insurance company
that isn't just out to lure policyholders - you want an
insurance company that will treat you right.

Keep these factors in mind.

Rates, Payments, and Rewards

You want to choose a car insurance company that offers different
payment options, rather than just one option of payment set in
stone. Many car insurance companies allow their policyholders to
choose between paying in installments - usually monthly or
quarterly - or paying the entire premium at once. Some companies
even offer discounts to policyholders who choose to pay their
premiums in one lump sum.

Ask if the insurance company recognizes drivers who do not drive
much; some companies lower rates for that. Some also offer
discount rewards for those driver who go long periods of time
without filing any claims.

Discounts, Discounts, Discounts!

Look for companies offering a multitude of discounts. You may
not be eligible for every one of them, but the more they offer,
the higher your chances are of being eligible for a few of them.
A few discounts that may be of interest to you include discounts
for safe drivers and teenage drivers who make good grades;
discounts for active or retired military personnel; discounts
for buying more than one insurance policy from the same
insurance company; and discounts for having anti-theft and
additional safety equipment installed in/on your car.

Extras

Car insurance companies offer various extras that policyholders
can add on to their car insurance policies. An example of an
extra would be roadside assistance. While some companies offer
roadside assistance as a standard extra, some offer it as an
add-on. These add-ons are nice, but if you're not careful they
could simply hike up your premiums.

About the author:
Great site for the best car insurance company - how is a person to choose?
How get an instant quote to save you and your young driver money