Cheap Car Insurance For Women - How to Get the Best Rates

by Brian Stevens

Statistically, women have fewer accidents than men and therefore
have lower insurance rates. Even so, if you're a woman you still
want to get the cheapest insurance you can. Here's how to do
just that.

Compare Rates

Because women's insurance rates can vary as much as $1,000
between companies for the same type of policy, the first thing
you need to do is to find the company with the best rates.

The quickest and easiest way to that is to go to an online
insurance comparison website. There you'll get get quotes from
top-ranked companies so you can compare rates. (See link below.)

Maximize Your Discounts

Once you're on the comparison site you'll need to fill out an
online questionnaire so you can get a quote that fits your
needs. As you fill out the questionnaire you'll be able include
discounts for your policy. Here are the ones that will save you
the most money:

* Increase you deductible if you can afford to pay it.

* Decline collision and comprehensive coverage if your car is
worth less than your premium.

* Decline medical coverage if you already have medical
insurance that covers you.

* Decline towing coverage if you have it through AAA or
somewhere else.

* If you have two cars, insure them with the same company.

* Decline rental car coverage if you don't want it.

* Include all the discounts you're entitled to for security
features like anti-theft devices, airbags, anti-lock brakes, and
automatic seat belts.

Last, but not least, you'll want to go to a consumer rating site
like Epinions.com to get the inside scoop on the company you
choose, to find out how they treat their customers and how
quickly they pay their claims.

Visit http://www.LowerRateQuotes.com or click on the following
link to get free car insurance quotes from A-rated companies
and see how much you can save. You can get more insurance tips by
checking out their "Articles" section.



About the author:
The author, Brian Stevens, is a former insurance agent and
financial consultant who has written extensively on how to get
cheap car insurance for women.

How Do I Lower My Auto Insurance Rates?

by Samira Jiwani

Since there are many factors that go into determining your auto
insurance rates, there are many chances to lower your rates.

If you change jobs and your drive to work changes or you stop
working or you work from home, you should contact your insurance
company.

If you have a teen driver and they go to school over 100 miles
away without a car then you should be able to get a discount.

If you get married and are in your teens or twenties call your
insurance company and see about combining your policies.

Take defensive driving if your state allows it for a discount.

See if increasing your comprehsive and collision deductibles
will save you a lot of money. You need to compare what you're
saving and how much more you will have to pay if you file a
claim. For example, if you go from $500 to a $1000 deductible
and it lowers your insurance $50 per 6 months then it saves you
$100 a year.

It will take you 5 years to break even from what you are saving
compared to how much more you have to pay.

Now, if it saves you $250 every six months then it would be more
worth your while.

See if combining your auto and home insurance polices will
qualify for a multi policy discount with your current company.
This could be a substantial discount.

One of the biggest ways you could save $200-$500 or more a year
is shopping around for insurance. The auto insurance industry is
very competitive and this is great news for smart consumers like
yourself. Shop for auto insurance quotes here and see how much
you can save.

A. Chris Tijerina has over 3 years of experience in the auto
insurance industry and has seen many different people deal with
auto insurance related problems.http://www.insurance-for-c
ars.com answers many of the questions facing drivers today.

About the author:
Samira Jiwani http://www.info4-auto-insurance.com