Cheap Car Insurance For Women - How to Get the Best Rates

by Brian Stevens

Statistically, women have fewer accidents than men and therefore
have lower insurance rates. Even so, if you're a woman you still
want to get the cheapest insurance you can. Here's how to do
just that.

Compare Rates

Because women's insurance rates can vary as much as $1,000
between companies for the same type of policy, the first thing
you need to do is to find the company with the best rates.

The quickest and easiest way to that is to go to an online
insurance comparison website. There you'll get get quotes from
top-ranked companies so you can compare rates. (See link below.)

Maximize Your Discounts

Once you're on the comparison site you'll need to fill out an
online questionnaire so you can get a quote that fits your
needs. As you fill out the questionnaire you'll be able include
discounts for your policy. Here are the ones that will save you
the most money:

* Increase you deductible if you can afford to pay it.

* Decline collision and comprehensive coverage if your car is
worth less than your premium.

* Decline medical coverage if you already have medical
insurance that covers you.

* Decline towing coverage if you have it through AAA or
somewhere else.

* If you have two cars, insure them with the same company.

* Decline rental car coverage if you don't want it.

* Include all the discounts you're entitled to for security
features like anti-theft devices, airbags, anti-lock brakes, and
automatic seat belts.

Last, but not least, you'll want to go to a consumer rating site
like Epinions.com to get the inside scoop on the company you
choose, to find out how they treat their customers and how
quickly they pay their claims.

Visit http://www.LowerRateQuotes.com or click on the following
link to get free car insurance quotes from A-rated companies
and see how much you can save. You can get more insurance tips by
checking out their "Articles" section.



About the author:
The author, Brian Stevens, is a former insurance agent and
financial consultant who has written extensively on how to get
cheap car insurance for women.

Women's Cheap Car Insurance

by Elizabeth Newberry

As sexist as it may sound, gender sometimes place a significant
role in a person's car insurance rates. Women drivers usually
get cheaper car insurance rates than men drivers, because
statistically, of the two genders, women drivers are more
conscientious drivers, who drive safer vehicles, and who file
less car insurance claims. Sure, not all women drivers are
better drivers than men drivers, but the statistics have spoken
loud enough for many of the car insurance companies in America
to listen.

However, American car insurance companies are not the only
companies that have taken notice and began to offer cheap car
insurance policies to women drivers; the UK is also offering
lower car insurance rates to women drivers. There are many
companies and organizations throughout the UK dedicated solely
to helping women get cheap car insurance rates, as well as
providing car insurance tips and advice to women drivers. A
quick search of the Internet will bring up many of these
organizations.

Of course, while women drivers may statistically get lower car
insurance rates than men drivers, women drivers are subject to
the same criteria as men are subject to, such as:

* Driving records and histories of the driver and/or
policyholder * Location in which the driver and/or policyholder
lives and parks her car * Safety, make, model, and year of the
vehicle being insured * Credit history of the policyholder * Age
and experience of the driver and/or policyholder

For women drivers to optimize their ability to get cheap car
insurance rates, they must practice safe driving habits of their
own - rather than riding the coattails of the safe women drivers
before them - as well as continue to drive safe vehicles and
park their vehicles is safe locations, regardless of the area in
which they live. Women drivers should also pay attention to
their driving records and credit reports, as well as make
improvements whenever necessary and possible.

About the author:
Women's Cheap Car Insurance
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